Compound Interest Calculator

Published: 2026-06-20
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Use this compound interest calculator to estimate how your money can grow over time. Enter your starting amount, interest rate, time period, and compounding frequency to see the future value, total interest earned, and a year-by-year breakdown.

Enter your values and click Calculate.

How it works

Term Meaning
Principal The starting amount you invest or save.
Rate The annual interest rate in percent.
Compounding How often interest is added to the balance each year.
Future value The estimated balance at the end of the chosen period.

Formula: A = P × (1 + r/n)n×t, where P is principal, r is the annual rate as a decimal, n is the number of compounding periods per year, and t is time in years.

Disclaimer: This calculator provides estimates only and does not guarantee actual investment returns.

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